The three leading crypto currencies in terms of market capitalisation right now are Bitcoin, Ethereum and XRP. Here's a very brief overview of some important recent developments. I thought to share, just to give a sense of what's happening..

Bitcoin: a great deal of institutional investment is pouring in from companies who see the bankruptcy in the fiat money printing scandal. Bitcoin is seen by a growing number of investors as the new digital gold - a store of value. Hence the price is progressively moving higher. What many don't seem to realise however, is that without major technological development work, it will not be able to withstand a new quantum computing system. Personally I feel Bitcoin to be an excellent short term hedge against paper money deflation through the next 12 months. After that, it will all depend on how the technology develops.

Ethereum: it adds value to crypto by the creation of distributed applications for denstralised peer to peer connection, both for payment and a raft of other emerging possibilities - electing government by the people and of the people for example, but also a vast myriad of other unimagined opportunity. Ethereum is the front runner with these Distributed Applications (DAPPS) and as yet is greatly undervalued in price. It's limited by slow contract per second speeds (CPS) and high "gas" (exchange) prices, but this is set to change when Ethereum 2 is released. If this is achieved by the end of 2020, then the price will very likely hike much higher.

XRP: this is an interbank exchange currency designed to allow swift exchanges between different currencies (CDBCs) at radically reduced cost and time. It's a highly advanced crypto, which may get used widely within the new financial system. There's no guarantee of this, but the development team "Ripple" are making numerous connections to update the old banking processes. If they succeed in gaining market share, then the price of XRP will strongly evaluate.

There's a plethora of new "Defi" coins being released all the time, each with unique applications and approaches. If the space interests you, it's essential to do your own research and investigation.

Please Note: At this time, crypto currency is highly volatile, but the metrics are strong looking through 2021. The presidential election could be disruptive depending on who wins. Likewise if the stock market bubble bursts crypto will also likely initially fall, although still the fundamentals are strong for 2021.